Banks that close the day on time
Sample customer stories. Replace with approved, named case studies before publishing.
Meridian Commercial Bank, Commercial bank
Day close from hours to 11 minutes
Moved three entities onto one real-time ledger and retired manual journals.
- 11 min
- day close
- 0
- manual journals
Lakeshore Credit Union, Credit union
Loan decisions inside the core
One loan record from application to final payment cut approval time for members.
- -62%
- approval time
- 4
- products launched
Harbor Digital Bank, Digital bank
New payment schemes as configuration
Added two schemes without changing account logic.
- 2
- schemes added
- 6 wks
- to go live
Crescent Islamic Bank, Islamic bank
One source for monthly returns
Built regulatory returns from posted data and retired a reporting warehouse.
- 1
- source of truth
- -3
- legacy systems
- Northbridge Savings
- Lakeshore Credit Union
- Harbor Digital
- Meridian Commercial
- Crescent Islamic Bank
- Union Trust Finance
- Summit Microfinance
- Palm Coast Bank
Why bank leaders choose 3B IT
We used to run end-of-day overnight and hope. Now it finishes before the branches open and our finance team signs off the same morning.
- 11 min
- end-of-day close
- 0
- manual journals
- 3
- entities on one ledger
One loan record means collections, provisioning and the ledger finally tell the same story. Audit asked fewer questions this year.
- -62%
- approval time
- 100%
- schedule accuracy
- 4
- loan products launched
Adding a payment scheme used to be a project. With 3B IT it was a configuration and a test cycle.
- 2
- schemes added
- 6 wks
- to go live
- 24/7
- posting availability